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A Kentucky deed is an essential legal document that’s used to pass property from one party to another party. These can be organizations or individuals. Multiple types of deeds can be used in any given situation so the one you use will be directly related to your needs. Irrespective of which deed template is used, they’ll all require the grantor’s name (seller) and the grantee’s name (buyer), and a legal description of the property.
Consideration certificate (KRS 382.135) – In Kentucky, all deeds should have this document attached to them.
Recording – Deeds need to be submitted and recorded at the County Clerk's Office in the county the property is located.
Signature requirements (KRS 382.130) – All deeds should be endorsed within the sight of two witnesses or a notary public.
DEED TYPES
General Warranty: An overall guarantee deed is a document used to move or transfer property with the complete assurance given by the seller (grantor) stating the title being given is clear, the individual in question has the ability to sell (legally) and there could be no cases or claims on the real estate. If there are, the seller will protect the purchaser against such cases.
Quit Claim: A quitclaim deed is likewise a legal document to transfer property. The difference between it and a general warranty deed is that there is no assurance from the grantor that they have clear title to the real estate.
Special Warranty: A special warranty deed has a restricted guarantee – specifically that the grantor provides a warranty that they have not moved any ownership interest of the property in question while holding it. Nonetheless, the grantor makes no assurance about whatever might have occurred before they obtained the property.
Kentucky Property Search
Property is a large purchase so it’s essential that you do your due diligence before making a purchase. You’ll need to investigate to find any encumbrances, easements, liens, claims, etc. To do this, you’ll want to perform a property search going back at least fifty years before signing on the dotted line. You’re looking for the conditions for any transfer during that timeframe and what it entailed.
Depending on where you’re located you may be able to search online or need to go to the office in person. You can check this link to get an idea of the options available to access the information in your county.
Here are a few steps you can follow.
Go to this page:
Navigate to "LAND and LEGAL RECORDS" and then click "LAND RECORDS" from the dropdown displayed.
Before you can start an inquiry, you need to register by clicking on the "join page."
You can register using the option of ‘One Day Pass” or “Sign Up.” They’ll both allow you to access the database and search for the information you need. If everything is clear then you can proceed with the property purchase, if not, you may want to keep looking.